6 Steps That Lead to Your Home
Getting a Loan
When you are ready to take your first step towards purchasing your home, you will want to know what price you will qualify at and what mortgage programs will best suit your abilities and needs. A reputable lender will ask a series of questions then advise you on various programs. Once you have mutually determined what program will work best for you, you can obtain a “pre-approval” letter which will be included with your offer. We can recommend you to a mortgage lender who will assist with FHA, VA, jumbo, conventional or first time home buyer programs.
Preparing a Wish List
We will spend time getting to know what you desire in a community, neighborhood, and home. Your special home may require a certain number of bedrooms, bathrooms, square footage, garage space, lot size and age of home for example. We want to assist you in finding a home that most ideally fits your vision of the perfect home within your financial ability.
Locating a Property
This is an exciting part of the adventure of purchasing a home. Once we have your criteria, we will send daily reports to you on available homes that meet your criteria. You will then be able to select homes you wish to visit, and we will schedule appointments to show your selections to you. You can use the Colorado Property Search provided for you here on our website, or we can schedule a search for you through the multilist service that will send properties to you instantly to a personal website set up for you where you can save favorites and maybes and trash properties you are not interested in.
Making an Offer
Doing Due Diligence
Closing and Taking Possession
This is when you become the official proud owner of your new home. The title company that issues the title commitment most often handles the closing. We will attend closing with you and review your settlement statement to ensure accuracy. Time of possession is established on the accepted offer. In Colorado, possession is at closing when funded, unless it has been agreed with the seller that you will take possession 2-3 days after closing.
Let Us Guide You to Your Next Home
We Are …
First and foremost, we listen. We work closely with you through each step of the buying process to understand your needs; and we communicate with you clearly, responsively, and professionally to ensure that you are informed and involved throughout the buying process.